Know where the new flood maps land — before they do.
FEMA's June 2026 FIRM update re-maps thousands of Oʻahu parcels. KILO reports a parcel's current flood zone and base flood elevation, flags its exposure to the update, and shows how sea-level rise moves the line from here.
A flood map is a moving target.
A parcel's FEMA flood zone drives its insurance premium, its lender's requirements, and the base flood elevation any new construction must clear. Buyers and underwriters treat that zone as a fixed fact — but it is not.
FEMA's June 2026 FIRM update will re-map thousands of Oʻahu parcels; a property comfortably outside the Special Flood Hazard Area today can sit inside it afterward. Sea-level rise pushes the same line further still. The flood question is a forecast, not a lookup.
Current posture — and what's about to change.
KILO reports the parcel's current FEMA flood zone, its base flood elevation, and the insurance and lender posture that follows — each traced to the FEMA National Flood Hazard Layer. Where a parcel sits near a zone boundary, it flags exposure to the pending FIRM update, so the read is forward-looking and not just current.
How much of the lot stays usable as the sea rises.
Flood exposure, the shoreline setback, and sea-level rise are one coastal story. For a near-shore parcel, KILO intersects live SLR-XA polygons with the parcel boundary and reports how much land stays buildable at each sea-level-rise step:
Three steps, ahead of the re-map.
Tell us about the deal you'd use it on.
Access is invite-only during beta. Tell us about the parcel or the book you'd screen for flood exposure — we triage by deal context.